Financial industry including its services and deliveries have witnessed rapid transformation in the recent years due to advancement in technological tools. The reasons are not far-fetched, as there are needs for readily available services that are fast, convenient and more efficient. More also, the combination of the financial services and technology has deepened financial inclusion at ease. Aside alternative digital channels provided by traditional banks to deliver fintech-like services, the common Fintech brands are Stripe (U.S), Coinbase (US), Monzo (UK), Revolut (UK) Flutterwave (Nigeria), Paystack (Nigeria), Lendingkart (India), Instamojo (India),Lufax (China), WeLab (China), Yoco (South Africa) and Zoona (South Africa)..