Influence De La Concurrence Sur L’efficience Bancaire Dans Les Pays En Développement
The purpose of this article is to assess the effect of competition on banking efficiency in developing countries and particularly some countries of the CEMAC during the period 2000- 2013. To achieve this, our methodological approach is structured around two stages. First, we calculate the banking efficiency levels using the non-parametric input-oriented DEA method with variable returns to scales. Second, we assess the effect of competition as measured by the CR3 concentration ratio on efficiency levels using a Tobit model. The results reveal a negative effect of competition on bank efficiency.