Impact of Microfinance Loans on Paddy Production among Small Holder Farmers in Sri Lanka

Impact of Microfinance Loans on Paddy Production among Small Holder Farmers in Sri Lanka

A.Thayaparan

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Kajenthini

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University of Vavuniya

Impact of Microfinance Loans on Paddy Production among Small Holder Farmers in Sri Lanka

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Abstract

The objectives of this study are to analyze the impact of microfinance loans on paddy production among smallholder farmers and to identify the differences in paddy production who are the borrowers and non -borrowers of micro finance loans from micro finance institutions in Sri Lanka. For the above purposes, primary data were collected through a structured questionnaire considering six divisional secretariat divisions in Jaffna district, Sri Lanka for the period of 2014 -2015. A total of 93 respondents were selected randomly from loan beneficiaries and non -loan beneficiaries from the study area. The collected data were analyzed thorough various econometrics techniques such as, frequency analysis, independent sample t test, simple regression using dummy variable and log -log regression model. Results of independent sample t test proves that there are differences in average production of paddy among the borrowers and non -borrowers while log -log model reveals that usage of fertilizer has negatively affect on paddy production, but other four inputs namely, seed, cost of labour, machinery and size of cultivated land positively impact on production of paddy who are the farmers received loans from micro finance institutions in Sri Lanka. Overall results suggest that loan beneficiaries who were received loans relatively better in accessing markets for paddy cultivation, and usage of inputs and also adoption of improved farming technologies in Jaffna district, Sri Lanka.

References

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

A.Thayaparan. 2017. \u201cImpact of Microfinance Loans on Paddy Production among Small Holder Farmers in Sri Lanka\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 17 (GJMBR Volume 17 Issue C4).

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GJMBR Volume 17 Issue C4

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Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

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GJMBR-C Classification JEL Code: G21

Submission ReceivedDecember 6, 2016
Peer Review Double Blind
Handling Editor
Accepted January 2, 2017
Published January 15, 2017

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v1.2

Issue date

August 12, 2017

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Article Matrices

Total Score: 102

Country: Sri Lanka

Subject: Global Journal of Management and Business Research - C: Finance

Authors: A.Thayaparan, Kajenthini (PhD/Dr. count: 0)

View Count (all-time): 198

Total Views (Real + Logic): 3345

Total Downloads (simulated): 1622

Publish Date: 2017 08, Sat

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Total Views: 3345

Total Downloads: 1622

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