Factors Affecting Womenas Effectiveness in USE of Microfinance and Microcredit Services; Jimma Zone, Southwest Ethiopia

Factors Affecting Womenas Effectiveness in USE of Microfinance and Microcredit Services; Jimma Zone, Southwest Ethiopia

Yilkal Wassie Ayen

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Jimma University

Factors Affecting Womenas Effectiveness in USE of Microfinance and Microcredit Services; Jimma Zone, Southwest Ethiopia

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Abstract

This study has focused particularly on assessing the loan repayment performance of female headed households on Oromiya Credit and Saving Share Company (OCSSCO) of Jimma Zone Ethiopia. Primary data were collected from 205 female headed households in the study area. With the help of Logit model the study found that family size of the household, health status of the respondent, loan diversion, time of loan application and distance from credit source variables are statistically significant and negatively affect the loan repayment performance of borrowers. While, the age of the borrower, education level of the respondent, experience of the borrower, celebrating of social ceremony, monthly expenditure, application of machinery, installment period and loan seize variables are statistically insignificant in affecting the loan repayment performance of borrowers however their sign was positive.

References

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Yilkal Wassie Ayen. 2015. \u201cFactors Affecting Womenas Effectiveness in USE of Microfinance and Microcredit Services; Jimma Zone, Southwest Ethiopia\u201d. Global Journal of Management and Business Research - B: Economic & Commerce GJMBR-B Volume 15 (GJMBR Volume 15 Issue B10).

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GJMBR Volume 15 Issue B10

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Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Keywords

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Classification

GJMBR-B Classification JEL Code: P49

Submission ReceivedFebruary 7, 2015
Peer Review Double Blind
Handling Editor
Accepted March 2, 2015
Published March 15, 2015

Version of record

v1.2

Issue date

November 30, 2015

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Article Matrices

Total Score: 71

Country: Ethiopia

Subject: Global Journal of Management and Business Research - B: Economic & Commerce

Authors: Yilkal Wassie Ayen (PhD/Dr. count: 0)

View Count (all-time): 168

Total Views (Real + Logic): 4056

Total Downloads (simulated): 2126

Publish Date: 2015 11, Mon

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Total Views: 4056

Total Downloads: 2126

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