E-Delivery Channels and Banking Performance in India: A Pragmatic Approach

α
dr_ravi_kiran
dr_ravi_kiran
σ
Ms. Navneet Kaur
Ms. Navneet Kaur
ρ
Prof. (Ms) Ravi Kiran
Prof. (Ms) Ravi Kiran
α Thapar Institute of Engineering & Technology Thapar Institute of Engineering & Technology

Send Message

To: Author

E-Delivery Channels and Banking Performance in India:  A Pragmatic Approach

Article Fingerprint

ReserarchID

C: FINANCE4UE48

E-Delivery Channels and Banking Performance in India:  A Pragmatic Approach Banner

AI TAKEAWAY

Connecting with the Eternal Ground
  • English
  • Afrikaans
  • Albanian
  • Amharic
  • Arabic
  • Armenian
  • Azerbaijani
  • Basque
  • Belarusian
  • Bengali
  • Bosnian
  • Bulgarian
  • Catalan
  • Cebuano
  • Chichewa
  • Chinese (Simplified)
  • Chinese (Traditional)
  • Corsican
  • Croatian
  • Czech
  • Danish
  • Dutch
  • Esperanto
  • Estonian
  • Filipino
  • Finnish
  • French
  • Frisian
  • Galician
  • Georgian
  • German
  • Greek
  • Gujarati
  • Haitian Creole
  • Hausa
  • Hawaiian
  • Hebrew
  • Hindi
  • Hmong
  • Hungarian
  • Icelandic
  • Igbo
  • Indonesian
  • Irish
  • Italian
  • Japanese
  • Javanese
  • Kannada
  • Kazakh
  • Khmer
  • Korean
  • Kurdish (Kurmanji)
  • Kyrgyz
  • Lao
  • Latin
  • Latvian
  • Lithuanian
  • Luxembourgish
  • Macedonian
  • Malagasy
  • Malay
  • Malayalam
  • Maltese
  • Maori
  • Marathi
  • Mongolian
  • Myanmar (Burmese)
  • Nepali
  • Norwegian
  • Pashto
  • Persian
  • Polish
  • Portuguese
  • Punjabi
  • Romanian
  • Russian
  • Samoan
  • Scots Gaelic
  • Serbian
  • Sesotho
  • Shona
  • Sindhi
  • Sinhala
  • Slovak
  • Slovenian
  • Somali
  • Spanish
  • Sundanese
  • Swahili
  • Swedish
  • Tajik
  • Tamil
  • Telugu
  • Thai
  • Turkish
  • Ukrainian
  • Urdu
  • Uzbek
  • Vietnamese
  • Welsh
  • Xhosa
  • Yiddish
  • Yoruba
  • Zulu

Abstract

Technological innovation not only enable a broader reach for consumer banking and financial services in Indian banking sector, but also enhances its capacity for continued and inclusive growth. E-developments in the arena of ATMs, debit cards, credit cards and mobile banking are changing the way businesses work. While customers get the convenience of 24×7 banking, the bank saves in heavy real estate and manpower costs when compared to establishing a branch. The results are indicative of technology invasion in banks as is obvious from increasing number of ATMs, debit and credit cards. But on the flip side the number of branches of foreign sector banks is still limited in rural and semi-urban areas. ANOVA results highlight that there is a significant difference in the number of branches and private, public and foreign sector banks. ANOVA results for ATMs also highlight that there is a significant difference in the ATMs of private, public and foreign sector banks.

References

15 Cites in Article
  1. I Bertschek,H Fryges (2002). The adoption of business-to-business e-commerce: empirical evidence for German companies.
  2. Jacques Bughin (2001). “e-Push or e-Pull? Laggards and First-Movers in European On-Line Banking.
  3. J Bughin (2003). The diffusion of Internet banking in Western Europe.
  4. G Hua (2009). An Experimental Investigation of Online Banking Adoption in China.
  5. B Jalan (2003). Strengthening Indian Banking and Finance: Progress and Prospects.
  6. Heikki Karjaluoto,Minna Mattila,Tapio Pento (2002). Factors underlying attitude formation towards online banking in Finland.
  7. Carlos Marques,Robalo (2004). Inflation Persistence: Facts or Artefacts?.
  8. S Majumdar,S Venkataraman (1998). Network effects and the adoption of new technology: evidence from the US telecommunications industry.
  9. R Mittal,Sanjay (2007). Women Participation in Indian Banking Sector: Issues and Challenges.
  10. Triveni Singh,Dr Bansal,Dr. Pandey (2011). Study and analysis Trend and Progress of Banking in India.
  11. Rajiv Sinha,Murali Chandrashekaran (1992). A Split Hazard Model for Analyzing the Diffusion of Innovations.
  12. R Shastri (2001). Technology for Banks in India-Challenges.
  13. R Shastri (2003). Reviews.
  14. V Shetty (2000). Job mart.
  15. R Uppal,R Kaur (2007). Indian Banking Moving Towards IT.

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

dr_ravi_kiran. 2014. \u201cE-Delivery Channels and Banking Performance in India: A Pragmatic Approach\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 14 (GJMBR Volume 14 Issue C4): .

Download Citation

Issue Cover
GJMBR Volume 14 Issue C4
Pg. 113- 126
Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Version of record

v1.2

Issue date

September 4, 2014

Language
en
Experiance in AR

Explore published articles in an immersive Augmented Reality environment. Our platform converts research papers into interactive 3D books, allowing readers to view and interact with content using AR and VR compatible devices.

Read in 3D

Your published article is automatically converted into a realistic 3D book. Flip through pages and read research papers in a more engaging and interactive format.

Article Matrices
Total Views: 4452
Total Downloads: 2184
2026 Trends
Related Research

Published Article

Technological innovation not only enable a broader reach for consumer banking and financial services in Indian banking sector, but also enhances its capacity for continued and inclusive growth. E-developments in the arena of ATMs, debit cards, credit cards and mobile banking are changing the way businesses work. While customers get the convenience of 24×7 banking, the bank saves in heavy real estate and manpower costs when compared to establishing a branch. The results are indicative of technology invasion in banks as is obvious from increasing number of ATMs, debit and credit cards. But on the flip side the number of branches of foreign sector banks is still limited in rural and semi-urban areas. ANOVA results highlight that there is a significant difference in the number of branches and private, public and foreign sector banks. ANOVA results for ATMs also highlight that there is a significant difference in the ATMs of private, public and foreign sector banks.

Our website is actively being updated, and changes may occur frequently. Please clear your browser cache if needed. For feedback or error reporting, please email [email protected]

Request Access

Please fill out the form below to request access to this research paper. Your request will be reviewed by the editorial or author team.
X

Quote and Order Details

Contact Person

Invoice Address

Notes or Comments

This is the heading

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

High-quality academic research articles on global topics and journals.

E-Delivery Channels and Banking Performance in India: A Pragmatic Approach

Ms. Navneet Kaur
Ms. Navneet Kaur
Prof. (Ms) Ravi Kiran
Prof. (Ms) Ravi Kiran

Research Journals