Research
Management and Roles of Deposit Insurance Institution in Attracting Deposits for Jordanian Banking Sector (2000-2013)
Deposit Insurance Corporation aims to protect depositors at banks to guarantee their deposits under provisions of the Deposit Insurance Corporation Act 2000, in order to encourage savings and promote confidence in the banking system in the Hashemite Kingdom of Jordan. Therefor established in the Kingdom institution called Deposit Insurance Corporation that enjoys a legal personality with financial and administrative independence, and it has this capacity to carry out all legal actions including entering into contracts, borrow, possess movable and immovable property necessary to achieve its objectives and be the center of the institution in Oman, also may be open branches and offices across the Kingdom. (deposit Insurance Corporation Act No. 33/2000). The system is known deposit guarantee that the system works to provide the possibility of compensation categories of depositors owners of certain types of deposits by less or too much of their deposits that are exposed to danger as a result of the faltering bank deposited these deposits has ceased payment accordingly. (Indian, 1992, p 83).
Roles and Determinants of Banking Concentration in Jordanian Commercial Banks Profitability
This study aimed to measure the effect of concentration to achieve the banking goal in each of (deposits and loans) on the profitability of the Jordanian commercial banks, which have been measured by using ratio of profitability (ROE). The study was conducted on Jordanian commercial banks. Also the study covered period between 1993 to 2013. The researcher used in this study descriptive analytical method and used statistical program (E-VIEWS) also data were analyzed by using simple linear regression method to test hypotheses of the study. The results showed that there was no statistically significant effect of the concentration of each of the banking (deposits and loans) on the profitability of commercial banks in Jordan. The study recommended the demand of Jordanian commercial banks to diversify the services provided by them and to rely on efficient and effective management of its reliance on more concentration to get market share.
The Impact of Macroeconomic Indicators on Stocks Returns for the Jordanian Insurance Companies during the Period (2000 a 2012)
- This study aimed to investigate the impact of some macroeconomic indicators on stocks returns in the Jordanian insurance companies which listed in Amman Stock Exchange during the period (2000-2012). The study sample consisted of (16) insurance company, the analytical approach has been adopted through building a multiple linear regression model. The model of the study was analysed using a variety of statistical tests, including Pooled Model for the regression analysis, Random Effect model, and Fixed Effect model. The results of the study indicated that there is a statistically significant effect for both inflation and the budget deficit, on the Jordanian insurance companies returns, while there was no statistically significant effect for the unemployment on the returns of these stocks. The study recommended a set of recommendations, the most important was that the Jordanian insurance companies must take into consideration all the factors that affect inflation.
