Research
Bank Distress in Nigeria and the Nigeria Deposit Insurance Corporation Intervention
The Banking Sector has been relied upon by many household, small savers and industrialists to provide their financial assistance at one time or the other. While it is expected that they do this very well, banks have fallen short-off expectations in this respect due to fraud, mismanagement, inexperience and the initial absence of regulatory laws and authorities. People lost their trust and confidence in the banking system, which the government couldn’t afford. The government desirous to instill confidence on the banking system by the public put the Nigeria Deposit Insurance Corporation (NDIC) in place. The objective of this project work is to see how the NDIC through its various activities have been able to restore confidence in the banking system. Secondary data were primarily used for this work because of the peculiar nature of the research work. Correlation coefficient and r-test were used to test the relationship between the variables. It was discovered that due to the increase in deposit guarantee, there is an increase in deposit mobilization. It was also discovered that the NDIC has transmitted from the flat rate premium assessment system to a differential premium assessment system. It is therefore recommended that from time to time, the deposit cover should be reviewed in conformity with the happenings in the economy.
The Introduction of Gsm Services in Anyigba Community and its Impact on Students Expenditure Pattern
This research work-the introduction of GSM services in Anyigba community and its impact on students expenditure pattern is aimed at examining the pre and post GSM introduction expenditure pattern of students with a view to finding out whether the introduction of GSM has any significant impact on students expenditure pattern or not. Data were collected using the primary and secondary sources. Questionnaire and personal interview were the primary method used while journal material/article formed the bulk of the secondary material used. Chi-square was used to analyse the data collected. It was found out from the analysis that a significant relationship exist between the introduction of GSM service in Anyigba and students expenditure pattern in the sense that after the introduction of GSM, the amount spent on it takes priority over budgeted amount on academic activities, food, transport etc. It is therefore recommended that students should maintain a balance in their expenditure. In other words, they should scale down on the amount spent on GSM and reorder their priorities in the interest of their major purpose for coming to Anyigba-academic pursuit.
Capacity Planning and Its Implications on the Infrastructural Development Needs of Some Selected Higher Institutions in the Eastern Senatorial District of Kogi State
The research work is on; “The implications of capacity planning of infrastructural development in the Kogi State Higher institutions, “A study of selected higher institutions in Kogi Eastâ€. The objective of the study therefore, is to critically analyse the problems associated with shortages of infrastructural needs of the higher institutions in Kogi State occasioned by the inability on the part of both the government and management of these institutions to put in place a workable capacity planning structure. To carry out this study, the researcher used both primary and secondary data. The primary data were collected through structured questionnaire administered through trained enumerator; while secondary data were collected from text books, journals and the internet. Both descriptive and inferential statistics were used to analyse the data. The descriptive statistics used include frequency, mean and simple percentages. The research hypotheses were tested using the simple regression analysis, coefficient of determination, correlation coefficient, F-test, T-test and Analysis of variance (ANOVA).
The Roles of Record Keeping In the Survival and Growth of Small Scale Enterprises in Ijumu Local Government Area of Kogi State
Record keeping is the recording of business transactions in systematic manner so that the financial position of an organization can be ascertained at any point in time. It has become the foundation on which modern businesses depends. The objective of this paper therefore is to look at the records to be kept by an organization, their features and the importance of book/record keeping to the growth of an organization. Data were collected using the primary and secondary sources. The primary sources include the use of questionnaire and personal interview while existing literature forms the bulk of the secondary source. The data collected were presented using table while chi-square was used in analyzing the data. It was found out from the data analysis that majority of our respondents do not keep business records and therefore do not even know whether their businesses are growing or not. It is therefore recommended that small scale entrepreneurs to keep up to date and accurate records of their business. They should also avail themselves of training opportunities related to record keeping. They should also endeavour to record their transactions on a daily, weekly or monthly basis (as the case may be)
