A Study on Finding the Factors, Hindering the use of digital wallets among youth in Developing Countries

Athukoralage Tharindi Nimansa; Dr. N. Kuruwitaarachchi

A Study on Finding the Factors, Hindering the use of digital wallets among youth in Developing Countries

Athukoralage Tharindi Nimansa * §

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dr._n._kuruwitaarachchi

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§ Sri Lanka Institute of Information Technology

A Study on Finding the Factors, Hindering the use of digital wallets among youth in Developing Countries

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Abstract

A digital wallet or eWallet is a mobile base software application that securely persists consumer’s payment information and passwords for numerous payment methods. By using an eWallet, users can complete their transactions easily and quickly with technologies such as Quick Response (QR) and near-field communications (NFC). In the modern world, people use digital wallets to engage in financial and non-financial activities using the internet. It stores physical financial instruments digitally and provides high availability to convenience to the user. Typically, to facilitate high security to those financial assets, in the digital wallet of the user, and to maintain reliability and availability, mobile application developing organizations follow different authorization mechanisms. Problem prevailing in a developing country similar to Sri Lanka is the less use of digital wallets in day to day transactions. The final outcome of the research will be to find the factors which affect the use of digital wallets in Sri Lankan students who study in western province universities.

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Athukoralage Nimansa, Dr. Kuruwitaarachchi. 2021. "A Study on Finding the Factors, Hindering the use of digital wallets among youth in Developing Countries". Global Journal of Computer Science and Technology, Global Journal of Computer Science and Technology - H: Information & Technology GJCST-H Volume 21 (GJCST Volume 21 Issue H1).

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GJCST Volume 21 Issue H1

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Journal Specifications

Crossref Journal DOI 10.17406/gjcst

Print ISSN 0975-4350

e-ISSN 0975-4172

Keywords

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Classification

GJCST-H Classification H.1

Submission ReceivedJune 7, 2021
Peer Review Double Blind
Handling Editor
Accepted July 4, 2021
Published July 15, 2021

Version of record

v1.2

Issue date

February 5, 2021

Language

English

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