Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia

Habtamu Getnet Altasseb
Habtamu Getnet Altasseb * §
Contact
§ Lecturer in the College of Business and Economics, H...

Send Message

To: Author

Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia

Article Fingerprint

ReserarchID

MBR92NRA

Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia Banner

Key Research Insights

Synthesized scholarly intelligence & interactive research assistant
Access Review Comments
  • English
  • Afrikaans
  • Albanian
  • Amharic
  • Arabic
  • Armenian
  • Azerbaijani
  • Basque
  • Belarusian
  • Bengali
  • Bosnian
  • Bulgarian
  • Catalan
  • Cebuano
  • Chichewa
  • Chinese (Simplified)
  • Chinese (Traditional)
  • Corsican
  • Croatian
  • Czech
  • Danish
  • Dutch
  • Esperanto
  • Estonian
  • Filipino
  • Finnish
  • French
  • Frisian
  • Galician
  • Georgian
  • German
  • Greek
  • Gujarati
  • Haitian Creole
  • Hausa
  • Hawaiian
  • Hebrew
  • Hindi
  • Hmong
  • Hungarian
  • Icelandic
  • Igbo
  • Indonesian
  • Irish
  • Italian
  • Japanese
  • Javanese
  • Kannada
  • Kazakh
  • Khmer
  • Korean
  • Kurdish (Kurmanji)
  • Kyrgyz
  • Lao
  • Latin
  • Latvian
  • Lithuanian
  • Luxembourgish
  • Macedonian
  • Malagasy
  • Malay
  • Malayalam
  • Maltese
  • Maori
  • Marathi
  • Mongolian
  • Myanmar (Burmese)
  • Nepali
  • Norwegian
  • Pashto
  • Persian
  • Polish
  • Portuguese
  • Punjabi
  • Romanian
  • Russian
  • Samoan
  • Scots Gaelic
  • Serbian
  • Sesotho
  • Shona
  • Sindhi
  • Sinhala
  • Slovak
  • Slovenian
  • Somali
  • Spanish
  • Sundanese
  • Swahili
  • Swedish
  • Tajik
  • Tamil
  • Telugu
  • Thai
  • Turkish
  • Ukrainian
  • Urdu
  • Uzbek
  • Vietnamese
  • Welsh
  • Xhosa
  • Yiddish
  • Yoruba
  • Zulu
Reading Preferences
Font Size
Line Spacing
Background

Abstract

Several evidences in the developing world argued that access to finance can help to substantially reduce poverty. Contrarily, proponents criticized that MC does not reach the poorest of the poor or that the poorest are deliberately excluded from the MC programs. Despite the apparent success and popularity of microfinance, no clear evidence yet exists that microfinance programs have positive impacts on the life of the poor. The main aim of this study is therefore, to assess the relative economic contributions made through the CBMFIs and SACCOs. The study applied DID approaches comprising of the FE and RE models and the t test statistics taken part from analysis of varying cross-sectional and panel data collected through Questionnaires and structured interview. To fulfill the stated research objectives, the researcher considered the income levels of individuals, of households and of businesses, as well as savings levels, expenditure, and asset accumulation as outcome indicators.

References

44 Cites in Article
  1. Adb (2008). Microfinance Development Strategy.
  2. S Anton (2001). From Event to Procss: Current Trends in Microfinance impact assessment', impact assessment.
  3. D Armendariz,J Morduch (2000). Microfinance beyond Group Lending.
  4. D Armendariz,J Morduch (2000). Microfinance beyond Group Lending.
  5. Bamlaku Alamirew,Alemu (2004). Microfinance and Improvement in Living Standards: A Pathway Out of Poverty: The Case of Enemay Woreda, Eastern Gojjam, Amhara Regional State.
  6. Nicole Goh (1999). Microfinance : an impact assessment (a case study of Zambuko trust in Zimbabwe).
  7. S De Mel,D Mckenzie,C Woodruff (2008). Returns to Capital in Microenterprises: Evidence from a Field Experiment.
  8. Dmnsw Dissanayake (2014). The Determinants of Microfinance Profitability: Evidences From Sri Lankan Microfinance Institutions.
  9. C Dunford (2006). Evidence of Microfinance's Contribution to Achieving the Millennium Development Goals' Freedom from Hunger.
  10. Gebrehiwot Ageba (2001). Microfinance Institutions in Ethiopia: Issues of Portfolio Risk, institutional Arrangement and Governance.
  11. Hege Gulli (1998). Microfinance and Poverty: Questioning the Conventional Wisdom.
  12. Niels Hermes,Lensink Robert (2007). Impact of microfinance: A critical survey.
  13. S Holt (1994). The Village Bank Methodology: Performance and prospects.
  14. S Holt (1994). The Village Bank Methodology: Performance and prospects.
  15. D Hulme,P Mosley (1996). Finance against Poverty.
  16. D Hulme,P Mosley (1996). Finance Against Poverty.
  17. Jamal Haroon (2008). Exploring the Impact of Microfinance in Pakistan.
  18. Jean-Luc C (2006). Micro and Small Enterprises and Micro finance in Africa, the support to dynamic enterprises: an effective weapon for poverty alleviation.
  19. S Johnson,B Rogaly (1997). Microfinance and Poverty Reduction.
  20. J Kah,D Olds,M Kah (2005). Microcredit and social capital.
  21. Dean Karlan,Jonathan Zinman (2009). Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila.
  22. M Khandker (1998). Grameen Bank Lending: Does Group Liability Matter?.
  23. R Lucas,O Stark (1985). Motivations to Remit: Evidence from Botswana.
  24. D Mckenzie,C Woodruff (2006). Do Entry Costs Provide an Empirical Basis for Poverty Traps? Evidence from Mexican Microenterprises.
  25. Alehegn Ma,Ayal Dy,Dagnew Ab (1999). Infant and Young Child Feeding Practice in Ethiopia and the Cost of Not Breastfeeding: Review.
  26. K Mohamed (2003). Access to Formal and Quasi-Formal Credit by Smallholder Farmers and Artisanal Fishermen: A Case of Zanzibar.
  27. G Morris,C Barnes (2005). An Assessment of the Impact of Microfinance.
  28. Paul Mosley,David Hulme (1998). Microenterprise finance: Is there a conflict between growth and poverty alleviation?.
  29. Munir Kamal (2012). Microfinance; Akhuwat: Making Microfinance Work: A groundbreaking microfinance model is bringing out the best in society.
  30. M Pitt,S Khandker (1998). the Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?.
  31. V Puhazhendhi,K Satyasai (2000). Nepal : Public Expenditure Review, Volume 2. Agriculture and Rural Development.
  32. Marguerite Robinson (2001). The Microfinance Revolution.
  33. N Scully (2004). Microcredit No Panacea for Poor Women.
  34. Joel Goeckeritz,Nathan Schank,Ryan L Wood,Beverly L Roeder,Alonzo D Cook (2005). Use of Urinary Bladder Matrix Conduits in a Rat Model of Sciatic Nerve Regeneration after Nerve Transection Injury.
  35. N Shete (1999). Alternative Models of Microfinance: Experiences of India Commercial Banks, Saving and Development.
  36. A Simanowitz (2003). Appraising the Poverty Outreach of Microfinance: A Review of the CGAP Poverty Assessment Tool (PAT).
  37. S Simanowitz (2002). Achieving Poverty Outreach, Impact and Sustainability: Managing Trade-offs in Microfinance.
  38. J Susan,R Ben (2002). Microfinance and Poverty Reduction.
  39. C Udry,S Anagol (2006). The Return to Capital in Ghana.
  40. Ramesh Thakur (2003). Book Review: United Nations Development Programme, Human Development Report 1995 (New York: Oxford University Press for the United Nations Development Programme (UNDP), 1995), pp. 230, $40.45..
  41. A Woday (2005). The Role of Microfinance Institution for Poverty Reduction in Ethiopia.
  42. G Wood,I Sharif (1997). Who Needs Credit? Poverty and Finance in Bangladesh.
  43. G Wright (1999). Examining the Impact of Microfinance Services -Increasing Income or Reducing Poverty.
  44. K Zaheer (2011). Russian Economic Report, No. 24, March 2011.
Show All References
Download References

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Habtamu Getnet Altasseb. 2015. "Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia". Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 15 (GJMBR Volume 15 Issue C7).

More Citation Formats

Download Citation

  • Open Access
  • CC-BY-ND-NC 4.0
Download Article
Access OJS
Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Keywords
Not Found
Classification
GJMBR-C Classification JEL Code: E44
  • Submission ReceivedFebruary 6, 2015
  • Peer Review Double Blind
    Handling Editor
  • Accepted February 28, 2015
  • Published March 15, 2015
Version of record

v1.2

Issue date
August 10, 2015

Language
English
Order Article Reprint
Experiance in AR

Explore published articles in an immersive Augmented Reality environment. Our platform converts research papers into interactive 3D books, allowing readers to view and interact with content using AR and VR compatible devices.

View in VR
Read in 3D

Your published article is automatically converted into a realistic 3D book. Flip through pages and read research papers in a more engaging and interactive format.

View in 3D
Article Matrices
Total Views: 1.9K
Total Downloads: 161
All Trends

Request Access

Please fill out the form below to request access to this research paper. Your request will be reviewed by the editorial or author team.
X

This is the heading

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

High-quality academic research articles on global topics and journals.

Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia

Habtamu Altasseb
Habtamu Altasseb Lecturer in the College of Business and Economics, Hawassa University.
  • Submission ReceivedFebruary 6, 2015
  • Peer Review Double Blind
    Handling Editor
  • Accepted February 28, 2015
  • Published March 15, 2015