Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia

Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia

Habtamu Getnet Altasseb

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Hawassa University

Comparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia

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Abstract

Several evidences in the developing world argued that access to finance can help to substantially reduce poverty. Contrarily, proponents criticized that MC does not reach the poorest of the poor or that the poorest are deliberately excluded from the MC programs. Despite the apparent success and popularity of microfinance, no clear evidence yet exists that microfinance programs have positive impacts on the life of the poor. The main aim of this study is therefore, to assess the relative economic contributions made through the CBMFIs and SACCOs. The study applied DID approaches comprising of the FE and RE models and the t test statistics taken part from analysis of varying cross-sectional and panel data collected through Questionnaires and structured interview. To fulfill the stated research objectives, the researcher considered the income levels of individuals, of households and of businesses, as well as savings levels, expenditure, and asset accumulation as outcome indicators.

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

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How to Cite This Article

Habtamu Getnet Altasseb. 2015. \u201cComparative Analysis on the Economic Impacts of Clientas and Member Based Microfinance Institutions in Ethiopia\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 15 (GJMBR Volume 15 Issue C7).

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Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

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Classification

GJMBR-C Classification JEL Code: E44

Submission ReceivedFebruary 6, 2015
Peer Review Double Blind
Handling Editor
Accepted February 28, 2015
Published March 15, 2015

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Issue date

August 10, 2015

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Article Matrices

Total Score: 71

Country: Ethiopia

Subject: Global Journal of Management and Business Research - C: Finance

Authors: Habtamu Getnet Altasseb (PhD/Dr. count: 0)

View Count (all-time): 171

Total Views (Real + Logic): 4227

Total Downloads (simulated): 2196

Publish Date: 2015 08, Mon

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Total Views: 4227

Total Downloads: 2196

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