Concentration Bancaire, Structure Du Systeme Financier et Offre du Crédit Bancaire A Long Terme Dans la Zone Franc CFA

Concentration Bancaire, Structure Du Systeme Financier et Offre du Crédit Bancaire A Long Terme Dans la Zone Franc CFA

Dongho Wamba Tejio Willi Verlaine

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Nemb Pierre Samuel

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University of Maroua

Concentration Bancaire, Structure Du Systeme Financier et Offre du Crédit Bancaire A Long Terme Dans la Zone Franc CFA

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Abstract

The aim of this study is to determine the impact of bank concentration and financial structure on the long-term bank lending in the countries of the CFA franc zone over the period 2006-2016. We used a static panel data model and the random effectsestimat or. Firstly, we find that banking concentration in this area has a negative and significant impact on the long-term bankcred it supply. Secondly, we observe that the structure of the financial system also has a negative effect on long-term bank loans supply in this space. Based on these results, we re commend that public and monetary authorities encourage the widening of competition with in the banking sector and promote the simultaneous development of banking sectors and stock markets.

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No external funding was declared for this work.

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The authors declare no conflict of interest.

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How to Cite This Article

Dongho Wamba Tejio Willi Verlaine. 2020. \u201cConcentration Bancaire, Structure Du Systeme Financier et Offre du Crédit Bancaire A Long Terme Dans la Zone Franc CFA\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 20 (GJMBR Volume 20 Issue C2).

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GJMBR Volume 20 Issue C2

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Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

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GJMBR-C Classification JEL Code: F65

Submission ReceivedDecember 6, 2019
Peer Review Double Blind
Handling Editor
Accepted January 5, 2020
Published January 15, 2020

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v1.2

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June 8, 2020

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