Determinant Factors Affecting Loan Repayment Performance of Women Borrowers from Micro Finance Institutions in Southwest Ethiopia: Evidence from Four Woredas around Gilgel Gibe Hydroelectric Power Dam.

Article ID

C: FINANCE57M6Y

Determinant Factors Affecting Loan Repayment Performance of Women Borrowers from Micro Finance Institutions in Southwest Ethiopia: Evidence from Four Woredas around Gilgel Gibe Hydroelectric Power Dam.

Fikadu Gutu
Fikadu Gutu JIMMA UNIVERSITY
Wondaferahu Mulugeta1
Wondaferahu Mulugeta1
Belay Birlie2
Belay Birlie2
DOI

Abstract

The aim of microcredit is to help the poor and lower income group to get funds for their business activities and to improve their lives. Also Ethiopian government use and promote microcredit as a bridge to eradicate poverty and for women’s empowerment. In reverse, many women’s are loan defaulter than other borrowers. But, there are a limited number of researches attempted to explore determinant factors affecting loan repayment performance in the case of women borrower of micro finance institutions by using empirical data, especially in the study country and almost no for the study area. So to fill this gap, we conduct a cross-sectional study with overall aim of assessing determinant factors affecting loan repayment performance in the case of women borrowers from micro finance institutions. We employed a multi-stage sampling approach and a total of 182 women’s, which 85 borrowers were defaulter and 97 non-defaulters.

Determinant Factors Affecting Loan Repayment Performance of Women Borrowers from Micro Finance Institutions in Southwest Ethiopia: Evidence from Four Woredas around Gilgel Gibe Hydroelectric Power Dam.

The aim of microcredit is to help the poor and lower income group to get funds for their business activities and to improve their lives. Also Ethiopian government use and promote microcredit as a bridge to eradicate poverty and for women’s empowerment. In reverse, many women’s are loan defaulter than other borrowers. But, there are a limited number of researches attempted to explore determinant factors affecting loan repayment performance in the case of women borrower of micro finance institutions by using empirical data, especially in the study country and almost no for the study area. So to fill this gap, we conduct a cross-sectional study with overall aim of assessing determinant factors affecting loan repayment performance in the case of women borrowers from micro finance institutions. We employed a multi-stage sampling approach and a total of 182 women’s, which 85 borrowers were defaulter and 97 non-defaulters.

Fikadu Gutu
Fikadu Gutu JIMMA UNIVERSITY
Wondaferahu Mulugeta1
Wondaferahu Mulugeta1
Belay Birlie2
Belay Birlie2

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Fikadu Gutu. 2017. “. Global Journal of Management and Business Research – C: Finance GJMBR-C Volume 17 (GJMBR Volume 17 Issue C1): .

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Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Issue Cover
GJMBR Volume 17 Issue C1
Pg. 43- 51
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GJMBR-C Classification: JEL Code: H74
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Determinant Factors Affecting Loan Repayment Performance of Women Borrowers from Micro Finance Institutions in Southwest Ethiopia: Evidence from Four Woredas around Gilgel Gibe Hydroelectric Power Dam.

Fikadu Gutu
Fikadu Gutu JIMMA UNIVERSITY
Wondaferahu Mulugeta1
Wondaferahu Mulugeta1
Belay Birlie2
Belay Birlie2

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