Effect of Agricultural Credit Advanced by Zarai Taraqiati Bank Limited (ZTBL) on Crop Production in District Peshawar

Ashfaq Ahmad Shah; Shakeel Ahmad; Nayab Ali; John Chrisostom Pesha

Effect of Agricultural Credit Advanced by Zarai Taraqiati Bank Limited (ZTBL) on Crop Production in District Peshawar

Ashfaq Ahmad Shah * §

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Shakeel Ahmad

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Nayab Ali

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John Chrisostom Pesha

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China Agriculture University

Effect of Agricultural Credit Advanced by Zarai Taraqiati Bank Limited (ZTBL) on Crop Production in District Peshawar

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Abstract

Pakistan’s economy is agrarian in nature and character. Agricultural sector is the main source of income for majority of population in the country. Subsistence kind of cultivation hardly allows the farmers to use high quality seeds, sufficient amount of fertilizers and other improved farm techniques. Small farmers are generally characterized as having low income, less saving and low capital formation. Apparently, credit seems to be the dire need of these clusters of farming community. This research endeavors to analyze the effect of agricultural credit advance by Zarai Taraqiati Bank Ltd (ZTBL) on crop production in district Peshawar Khyber Pakhtunkhwa (KP) province. For this purpose a house hold level survey was conducted and primary data were collected from a sample of 113 randomly selected farmers in a village (Urmar Maina) of District Peshawar. There were 818 (402 male and 416 female) family members in all the house-holds. Farming was the main occupation of all the respondents, 51(45%) had secondary occupation as well. most of the respondents utilized the loan for agriculture activities i.e. Purchase of improved seed, insecticides, fertilizer, machinery, Farm yard manure (FYM).

References

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Kamal Chaudry (1996). Introduction to statistical theory.
Habib Zuberi (1983). Balanced growth and institutional credit in the agricultural sector: A case study of Pakistan.
(2009). Annual Report on Highlights of ZTBL Operation.
(2008). Economic Survey of Pakistan.
Saboor Abdul,Maqsood Hussain,Madiha Munir (2009). Impact of micro credit in alleviating poverty: An Insight from rural Rawalpindi, Pakistan.
Arif (2001). Effect of micro credit disbursed by ZTBL on agricultural production in District Attock.
Muhammad Saddique,Javed (2006). IMPACT ASSESSMENT OF MICRO-CREDIT PROGRAMME OF PRSP ON CROP PRODUCTIVITY.
Marcus Nosiru,Omobolanle (2010). World Journal of Agricultural Sciences.
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N Jehanzeb (2008). Raising farm productivity through agricultural credit (A Case Study of Zarai Tarraqiati Bank of Pakistan Limited).

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Ashfaq Shah, Shakeel Ahmad, Nayab Ali, John Pesha. 2016. "Effect of Agricultural Credit Advanced by Zarai Taraqiati Bank Limited (ZTBL) on Crop Production in District Peshawar". Global Journal of Science Frontier Research, Global Journal of Science Frontier Research - D: Agriculture & Veterinary GJSFR-D Volume 16 (GJSFR Volume 16 Issue D2).

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GJSFR Volume 16 Issue D2

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Journal Specifications

Crossref Journal DOI 10.17406/GJSFR

Print ISSN 0975-5896

e-ISSN 2249-4626

Keywords

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Classification

GJSFR-D Classification FOR Code: 079999

Submission ReceivedFebruary 17, 2016
Peer Review Double Blind
Handling Editor
Accepted March 9, 2016
Published March 24, 2016

Version of record

v1.2

Issue date

April 22, 2016

Language

English

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Article Matrices

Total Score: 178

Country: China

Subject: Global Journal of Science Frontier Research

Authors: Ashfaq Ahmad Shah, Shakeel Ahmad, Nayab Ali, John Chrisostom Pesha (PhD/Dr. count: 0)

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Publish Date: 2016 03, Thu

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