1. E Acquah-Sam,D Bugre (2018). Effects of Mobile Money on Beige Bank, Ghana. European Scientific Journal, 14(3), 29-57.
2. Willem Adema,Olivier Thévenon (2016). L’égalité hommes-femmes comme facteur de croissance économique : que peuvent les politiques ?. Géoéconomie, N° 79(2), 141-163.
3. G Akerlof (1970). The Market for "Lemons": Quality Uncertainty and the Market Mechanism. the Quarterly Journal of Economics, 84(3), 488-500.
4. Michel Aglietta (1993). Comportement bancaire et risque de système. Revue d'économie financière, 27(4), 439-463.
5. A Agyemang-Badu,K Agyei,E Duah (2018). Financial Inclusion, Poverty and Income Inequality: Evidence from Africa. Spiritan International Journal of Poverty Studies, 2(2), 1-19.
6. Oscar Assoumou Menye,Fabrice Guetsop Sateu (2017). L’entrepreneuriat féminin au Cameroun : enjeux et perspectives. Revue Congolaise de Gestion, Numéro 24(2), 11-42.
7. P Balestra,J Varadharajan-Krishnakumar (1987). Full Information Estimations of a System of Simultaneous Equations with Error Component Structure. Econometric Theory, 3, 223-246.
8. B Baltagi (2008). Econometric Analysis of Panel Data. Econometric Analysis of Panel Data
9. Badi Baltagi,Long Liu (2009). A note on the application of EC2SLS and EC3SLS estimators in panel data models. Statistics & Probability Letters, 79(20), 2189-2192.
10. C Baum,M Schaffer,S Stillman,V Wiggins,F Windmeijer,G Bongomin,J Ntayi,J Munene,C Malinga (2017). Mobile Money and Financial Inclusion in Sub Saharian Africa: The Moderating Role of Social Networks. Journal of African Business, 19(3), 361-384.
11. Ha Dao,Luc Godbout (2014). Le rôle de la fiscalité dans la réduction des inégalités : doit-on se soucier de la structure fiscale servant à prélever les recettes?. L'Actualité économique, 90(4), 303-327.
12. A Demir,V Presqué-Cela,Y Altunbas,V Murinde (2020). Fintech, Financial Inclusion and Income Inequality: a Quantile Regression Approach. European Journal of Finance, 1-22.
13. Asli Demirgüç-Kunt,Ross Levine (2008). Finance et opportunité économique. Revue d'économie du développement, Vol. 16(4), 5-29.
14. A Gosavi (2017). Can Mobile Money Help Firms Mitigate the Problem of Access to Finance in Eastern Sub-Saharan Africa?. Journal of African Business, 19(3), 343-360.
15. Jeremy Greenwood,Boyan Jovanovic (1990). Financial Development, Growth, and the Distribution of Income. Journal of Political Economy, 98(5, Part 1), 1076-1107.
16. Y Huang,Y Zhang (2019). Financial Inclusion and Urban-Rural Income Inequality: Lon-Run and Short-Run Relationships. Emerging Markets Finance and Trade, 1-15.
17. Sebastian Jauch,Sebastian Watzka (2016). Financial development and income inequality: a panel data approach. Empirical Economics, 51(1), 291-314.
18. Hisako Kai,Shigeyuki Hamori (2009). Microfinance and Inequality. Research in Applied Economics, 1(1), 1-12.
19. M Khallouli (2014). Contribution du Mobile Banking à l'inclusion financière en Tunisie. Tendances Economiques, 64-65.
20. S Kuznets (1955). Economic growth and income inequality. American Economic Review, 45(1), 1-28.
21. Quoc Le,Hoang Ho,Ngoc Mai (2019). The impact of financial inclusion on income inequality in transition economies. Management Science Letters, 9, 661-672.
22. M Lwanga,Adong (2016). A Pathway to Financial Inclusion: Mobile money and Individual Savings in Uganda. Economic Policy Research Centre, 127, 1-22.
23. S Mago,S Chitokwindo (2014). The Impact of Mobile Banking on Financial Inclusion In Zimbabwe: A Case for Masvingo Province. Mediterranean Journal of Social Sciences, 5(9), 221-230.
24. Jorge Maldonado,Claudio González-Vega (2008). Impact of Microfinance on Schooling: Evidence from Poor Rural Households in Bolivia. World Development, 36(11), 2440-2455.
25. Simon Neaime,Isabelle Gaysset (2017). Financial inclusion and stability in MENA: Evidence from poverty and inequality. Finance Research Letters, 24, 230-237.
26. Jean Ngono (2020). Indice d'inclusion financière à l'heure du mobile money. Journal of Academic Finance, 11(1), 33-44.
27. I Nlodvu,M Nlodvu (2013). Mobile Banking the Future to Rural Financial Inclusion: Case Study of Zimbabwe. Journal of Humanities and Social Science, 9(4), 70-75.
28. Shem Ouma,Teresa Odongo,Maureen Were (2017). Mobile financial services and financial inclusion: Is it a boon for savings mobilization?. Review of Development Finance, 7(1), 29-35.
29. José Salazar-Cantú,Juvencio Jaramillo-Garza,Bethzaira Álvarez-De La Rosa (2015). Financial Inclusion and Income Inequality in Mexican Municipalities. Open Journal of Social Sciences, 03(12), 29-43.
30. M Sarma (2008). Index of Financial Inclusion. ICRIER Working Paper, 120.
31. L Sekantsi,S Motelle (2016). Financial inclusion as transformations in financial practice: the case of mobile money. Journal of Financial Research, 8(3), 85-98.
32. Venkatesh Seshamani,M Tounkara (2018). Financial Inclusion and Income Inequality: A Case Study of Selected Countries in Sub-Saharan Africa. Archives of Business Research, 6(4), 44-51.
33. Joseph Stiglitz,Andrew Weiss (1981). Macro-Economic Equilibrium and Credit Rationing. The American Economic Review, 71(3), 393-410.
34. R Sukmana,M Ibrahim (2018). Financial Access and Inequality: A Quantile Assessment. International Journal of Economics and Management, 12(2), 551-557.
35. Thulani,P Chitakunye,B Chummun (2014). Mobile Money as a Strategy for Financial Inclusion in Rural Communities. Mediterranean Journal of Social Sciences, 5(25), 216-224.
36. A Tita,M Aziakpono (2017). The Relationship between Financial Inclusion and Income Inequality in Sub-Saharan Africa: Evidence from Disaggregated Data. African Review of Economics and Finance, 9(2), 30-65.
37. David Turégano,Alicia Herrero (2018). FINANCIAL INCLUSION, RATHER THAN SIZE, IS THE KEY TO TACKLING INCOME INEQUALITY. The Singapore Economic Review, 63(01), 167-184.
