Inclusive Finance and Agricultural Growth in Sub-Saharan African Countries

1
Vangvaidi Albert
Vangvaidi Albert
2
Gramtya Djidda Lazare
Gramtya Djidda Lazare
3
Dazoue Dongue Guy Paulin
Dazoue Dongue Guy Paulin
1 FSEG/Université de Maroua
3 FSEG de lUniversit de Maroua

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This article aims to determine the effect of inclusive finance on agricultural growth in sub-Saharan Africa. Using dynamic panel data from 31 SSA countries over the period from 2004 to 2020 and using the SYS-GMM of Blundell and Bond (1998) as an estimation technique, we determined the effect of finance inclusive on agricultural growth in sub-Saharan Africa. Overall, the results show that access to and use of financial services have negative effects on agricultural growth in Sub-Saharan Africa. We have issued some recommendations aimed at cleaning up the financial sector by putting in place infrastructures and reducing related transaction costs and facilitating access to credit, and even reforming the agrarian system in some of these countries.

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

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No ethics committee approval was required for this article type.

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Not applicable for this article.

Vangvaidi Albert. 2026. \u201cInclusive Finance and Agricultural Growth in Sub-Saharan African Countries\u201d. Global Journal of Human-Social Science - E: Economics GJHSS-E Volume 25 (GJHSS Volume 25 Issue E2): .

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Accessible global research on inclusive finance and agricultural growth in Sub-Saharan Africa.
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GJHSS Volume 25 Issue E2
Pg. 37- 45
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Crossref Journal DOI 10.17406/GJHSS

Print ISSN 0975-587X

e-ISSN 2249-460X

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July 5, 2025

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English

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This article aims to determine the effect of inclusive finance on agricultural growth in sub-Saharan Africa. Using dynamic panel data from 31 SSA countries over the period from 2004 to 2020 and using the SYS-GMM of Blundell and Bond (1998) as an estimation technique, we determined the effect of finance inclusive on agricultural growth in sub-Saharan Africa. Overall, the results show that access to and use of financial services have negative effects on agricultural growth in Sub-Saharan Africa. We have issued some recommendations aimed at cleaning up the financial sector by putting in place infrastructures and reducing related transaction costs and facilitating access to credit, and even reforming the agrarian system in some of these countries.

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Inclusive Finance and Agricultural Growth in Sub-Saharan African Countries

Vangvaidi Albert
Vangvaidi Albert
Gramtya Djidda Lazare
Gramtya Djidda Lazare
Dazoue Dongue Guy Paulin
Dazoue Dongue Guy Paulin FSEG de lUniversit de Maroua

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