Le principe de partage des profits ou des pertes dans le cadre des banques islamiques : illustration modlise des contrats de financement participatifs

Dr. Elmelki Anas

Le principe de partage des profits ou des pertes dans le cadre des banques islamiques : illustration modlise des contrats de financement participatifs

Dr. Elmelki Anas * § Dr in Finance Assistant Professor in Gafsa University and Dean of higher institute of Arts and Crafts Gafsa University Tunisia

Contact

§ ISG TUNISIA

Le principe de partage des profits ou des pertes dans le cadre des banques islamiques : illustration modlise des contrats de financement participatifs

Article Fingerprint

ReserarchID

MBR8R5S6

Key Research Insights

Synthesized scholarly intelligence & interactive research assistant

Abstract

Les opérations bancaires islamiques se fondent sur le principe de l’interdiction de l’intérêt, de l’incertitude, de la spéculation et du marché secondaire de la dette. Elle favorise plutôt les activités de production créatrices de valeurs ajoutée se rattachant directement à la sphère réelle et la prise de risque comme une condition nécessaire pour la réalisation du profit. Ainsi, les banques islamiques n’agissent pas comme de simples prêteurs, mais elles s’impliquent activement dans les opérations de commerce en exerçant la propriété direct des actifs tangibles et les opérations d’investissement à travers le principe de partage des profits ou des pertes qui favorise le partenariat et un partage plus équitable du risque entre les diverses parties prenantes à l’activité bancaire islamique. De ce fait la banque islamique est appelé également banque participative vue qu’elle assure la fonction d’intermédiation avec un rôle de financement actif via les conseils et l’assistance dans les prises de décisions des entreprises financés.

References

19 Cites in Article

Reference Format

Anouar Hassoune,Vp-Senior Credit,Officer Paris (2008). Islamic Banks and Sukuk: Growing Fast, but Still Fragmented.
Anouar Hassoune,V (2008). Senior Credit Officer Paris Moody's Global Credit Research.
Anouar Hassoune (2003). La solvabilité des banques islamiques : forces et faiblesses.
Anouar Hassoune,Vp-Senior Credit,Officer Paris (2008). The Benefits of Ratings for Islamic Financial Institutions and What They Address.
Boualem Bendjilali,& Tariqullah Khan Economics Of Diminishing Musharakah.
Beng Chong,Ming-Hua Liu (2009). Islamic banking: Interest-free or interest-based?.
Siddiq Dhareer,Al- (1997). Al-Gharar in Contracts and its Effects on Contemporary Transactions.
M El-Gamal (2001). An Economic Explication of the Prohibition of Gharar in Classical Islamic Jurisprudence.
Erna Rachmawati,Ekki Syamsulhakim (2004). Factors Affecting Mudaraba Deposits in Indonesia.
Fouad Adbelmounim,Ahmed (2002). La politique législative islamique ses rapports avec le développement économique et ses applications contemporaines.
S Haron,B Shanmugam (1995). The Effects of Rates of Profit on Islamic Bank's Deposits: A Note.
S Haron,A Norafifah (2000). The effet of conventional interest rates and rate of profit on funds deposited with islamic banking system in Malaysia.
Hennie Van,Greuning,Zamir Iqbal (2008). Risk Analysis for Islamic Banks.
Michael Jensen,William Meckling (1976). Theory of the firm: Managerial behavior, agency costs and ownership structure.
A Kaleem,Md Mansor,Isa (2003). Causality relationship between Islamic and conventional banking instruments in Malaysia.
Martin Cihák,Heiko Hesse (2008). Islamic Banks and Financial Stability: An Empirical Analysis.
Marcus Noland (2005). Religion and economic performance.
J Stiglitz,A Weiss (1981). Credit Rationing in Markets with Imperfect Information.
D Jaffee,T Russell (1976). Imperfect Information and Credit Rationing.

Download References

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Dr. Elmelki Anas. 1970. "Le principe de partage des profits ou des pertes dans le cadre des banques islamiques : illustration modlise des contrats de financement participatifs". Global Journal of Management and Business Research - B: Economic & Commerce GJMBR-B Volume 11 (GJMBR Volume 11 Issue B11).

More Citation Formats

Select Citation Style:

Download Citation

GJMBR Volume 11 Issue B11

Explore Journals Explore Volume Read This Issue

Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Keywords

asymétrie d’information banques islamiques financements participatifs Moucharaka Moudaraba taux de partage des profits ou des pertes

Classification

GJMBR-B Classification FOR Code: 150203

150205

JEL Code G21

G32

H25

Submission ReceivedSeptember 3, 2011
Peer Review Double Blind
Handling Editor
Accepted September 28, 2011
Published October 12, 2011

Version of record

v1.2

Language

French

Experiance in AR

Explore published articles in an immersive Augmented Reality environment. Our platform converts research papers into interactive 3D books, allowing readers to view and interact with content using AR and VR compatible devices.

View in VR

Read in 3D

Your published article is automatically converted into a realistic 3D book. Flip through pages and read research papers in a more engaging and interactive format.

View in 3D

Article Matrices

Total Score: 153

Country: Tunisia

Subject: Global Journal of Management and Business Research

Authors: Dr. Elmelki Anas (PhD/Dr. count: 1)

View Count (all-time): 283

Total Views (Real + Logic): 5274

Total Downloads (simulated): 272

Publish Date: 2011 10, Wed

Monthly Totals (Real + Logic):

Month 1: 51 views
Month 2: 23 views
Month 3: 33 views
Month 4: 43 views
Month 5: 55 views
Month 6: 39 views
Month 7: 32 views
Month 8: 20 views
Month 9: 36 views
Month 10: 25 views
Month 11: 32 views
Month 12: 18 views
Month 13: 37 views
Month 14: 30 views
Month 15: 22 views
Month 16: 31 views
Month 17: 33 views
Month 18: 16 views
Month 19: 25 views
Month 20: 35 views
Month 21: 28 views
Month 22: 24 views
Month 23: 26 views
Month 24: 14 views
Month 25: 40 views
Month 26: 44 views
Month 27: 35 views
Month 28: 26 views
Month 29: 27 views
Month 30: 44 views
Month 31: 46 views
Month 32: 22 views
Month 33: 46 views
Month 34: 45 views
Month 35: 43 views
Month 36: 34 views
Month 37: 32 views
Month 38: 36 views
Month 39: 34 views
Month 40: 45 views
Month 41: 40 views
Month 42: 36 views
Month 43: 37 views
Month 44: 24 views
Month 45: 30 views
Month 46: 23 views
Month 47: 21 views
Month 48: 45 views
Month 49: 35 views
Month 50: 26 views
Month 51: 24 views
Month 52: 26 views
Month 53: 25 views
Month 54: 16 views
Month 55: 30 views
Month 56: 30 views
Month 57: 36 views
Month 58: 26 views
Month 59: 39 views
Month 60: 28 views
Month 61: 23 views
Month 62: 24 views
Month 63: 36 views
Month 64: 30 views
Month 65: 21 views
Month 66: 41 views
Month 67: 25 views
Month 68: 34 views
Month 69: 41 views
Month 70: 35 views
Month 71: 21 views
Month 72: 26 views
Month 73: 36 views
Month 74: 27 views
Month 75: 30 views
Month 76: 40 views
Month 77: 33 views
Month 78: 38 views
Month 79: 42 views
Month 80: 24 views
Month 81: 34 views
Month 82: 16 views
Month 83: 21 views
Month 84: 40 views
Month 85: 25 views
Month 86: 35 views
Month 87: 26 views
Month 88: 15 views
Month 89: 40 views
Month 90: 26 views
Month 91: 25 views
Month 92: 38 views
Month 93: 40 views
Month 94: 21 views
Month 95: 23 views
Month 96: 45 views
Month 97: 32 views
Month 98: 38 views
Month 99: 31 views
Month 100: 44 views
Month 101: 48 views
Month 102: 29 views
Month 103: 10 views
Month 104: 31 views
Month 105: 22 views
Month 106: 33 views
Month 107: 30 views
Month 108: 18 views
Month 109: 20 views
Month 110: 42 views
Month 111: 43 views
Month 112: 49 views
Month 113: 14 views
Month 114: 40 views
Month 115: 31 views
Month 116: 20 views
Month 117: 37 views
Month 118: 41 views
Month 119: 19 views
Month 120: 23 views
Month 121: 46 views
Month 122: 33 views
Month 123: 15 views
Month 124: 17 views
Month 125: 49 views
Month 126: 32 views
Month 127: 33 views
Month 128: 20 views
Month 129: 25 views
Month 130: 29 views
Month 131: 42 views
Month 132: 45 views
Month 133: 22 views
Month 134: 41 views
Month 135: 19 views
Month 136: 18 views
Month 137: 27 views
Month 138: 37 views
Month 139: 38 views
Month 140: 34 views
Month 141: 26 views
Month 142: 31 views
Month 143: 47 views
Month 144: 46 views
Month 145: 38 views
Month 146: 40 views
Month 147: 31 views
Month 148: 40 views
Month 149: 43 views
Month 150: 26 views
Month 151: 27 views
Month 152: 24 views
Month 153: 39 views
Month 154: 18 views
Month 155: 33 views
Month 156: 43 views
Month 157: 11 views
Month 158: 17 views
Month 159: 19 views
Month 160: 37 views
Month 161: 35 views
Month 162: 37 views
Month 163: 23 views
Month 164: 22 views
Month 165: 25 views
Month 166: 40 views
Month 167: 34 views
Month 168: 32 views
Month 169: 37 views
Month 170: 18 views
Month 171: 48 views
Month 172: 17 views
Month 173: 28 views
Month 174: 26 views
Month 175: 26 views
Month 176: 12 views
Month 177: 25 views
Month 178: 30 views
Month 179: 61 views
Month 180: 29 views

Total Views: 5.3K

Total Downloads: 272

All Trends