Micro Credit of Community Banks and Consumption of the Poor

1
Mr. Roko Lumi Peter
Mr. Roko Lumi Peter
2
Dr  M S Isiyaka
Dr M S Isiyaka
3
Isyaka Mohammed Salisu
Isyaka Mohammed Salisu
1 University of Abuja,Nigeria.

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GJMBR Volume 16 Issue A11

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This article investigates the influence of community banks’ micro credit on consumption of the beneficiaries. A survey is conducted in tracing the loan beneficiaries and estimating the pattern of change in their consumption in Bauchi State. Various items for consumption of the poor were identified and logged side by side with the OLS equation with a view to see the credit influence over a period of time. The result shows that micro credit and consumption of the poor are positively related. However, the outcome defends on many socio-economic characteristics of the borrowers.

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

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Not applicable for this article.

Mr. Roko Lumi Peter. 2017. \u201cMicro Credit of Community Banks and Consumption of the Poor\u201d. Global Journal of Management and Business Research - A: Administration & Management GJMBR-A Volume 16 (GJMBR Volume 16 Issue A11): .

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GJMBR Volume 16 Issue A11
Pg. 35- 43
Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

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GJMBR-A Classification: JEL Code: E58
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v1.2

Issue date

January 17, 2017

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English

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This article investigates the influence of community banks’ micro credit on consumption of the beneficiaries. A survey is conducted in tracing the loan beneficiaries and estimating the pattern of change in their consumption in Bauchi State. Various items for consumption of the poor were identified and logged side by side with the OLS equation with a view to see the credit influence over a period of time. The result shows that micro credit and consumption of the poor are positively related. However, the outcome defends on many socio-economic characteristics of the borrowers.

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Micro Credit of Community Banks and Consumption of the Poor

Dr  M S Isiyaka
Dr M S Isiyaka
Mr. Roko Lumi Peter
Mr. Roko Lumi Peter University of Abuja,Nigeria.
Isyaka Mohammed Salisu
Isyaka Mohammed Salisu

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