Micro Credit of Community Banks and Consumption of the Poor

Micro Credit of Community Banks and Consumption of the Poor

Mr. Roko Lumi Peter

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Dr M S Isiyaka

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Isyaka Mohammed Salisu

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University of Abuja

Micro Credit of Community Banks and Consumption of the Poor

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Abstract

This article investigates the influence of community banks’ micro credit on consumption of the beneficiaries. A survey is conducted in tracing the loan beneficiaries and estimating the pattern of change in their consumption in Bauchi State. Various items for consumption of the poor were identified and logged side by side with the OLS equation with a view to see the credit influence over a period of time. The result shows that micro credit and consumption of the poor are positively related. However, the outcome defends on many socio-economic characteristics of the borrowers.

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

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How to Cite This Article

Mr. Roko Lumi Peter. 2017. \u201cMicro Credit of Community Banks and Consumption of the Poor\u201d. Global Journal of Management and Business Research - A: Administration & Management GJMBR-A Volume 16 (GJMBR Volume 16 Issue A11).

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Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

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GJMBR-A Classification JEL Code: E58

Submission ReceivedDecember 16, 2015
Peer Review Double Blind
Handling Editor
Accepted January 2, 2016
Published January 15, 2016

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v1.2

Issue date

January 17, 2017

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Article Matrices

Total Score: 103

Country: Nigeria

Subject: Global Journal of Management and Business Research - A: Administration & Management

Authors: Dr M S Isiyaka, Mr. Roko Lumi Peter, Isyaka Mohammed Salisu (PhD/Dr. count: 0)

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