Role of Microfinance as a Credit Market Instrument in the Development of Sme’s in Kashmir Division

Role of Microfinance as a Credit Market Instrument in the Development of Sme’s in Kashmir Division

dr._suhaila_sikeen_khan

Contact

Dr. Suhaila Sikeen Khan

Contact

Role of Microfinance as a Credit Market Instrument in the Development of Sme’s in Kashmir Division

Article Fingerprint

ReserarchID

C: FINANCEQPZV7

Role of Microfinance as a Credit Market Instrument in the Development of Sme’s in Kashmir Division Banner

AI TAKEAWAY

Connecting with the Eternal Ground

Abstract

Microfinance refers to small savings, credit, insurance and remittance services extended to socially and economically disadvantaged segments of society. It is the provision of financial services to low income, poor and very poor self-employed people. These financial services generally don’t include savings and credit but also include other financial services such as insurance and payment services. Further, microfinance is a deliberate attempt made by the credit markets to improve the access to small deposits and loans for poor households neglected by major financial institutions. Microfinance institutions do not require any collateral for their loans. In fact these MFI’s create incentives for each individual within the group to repay their loans.

References

16 Cites in Article

Reference Format

Nirban Pal,Riti Mukherjee,Mrinmoyee Bhattacharya (2007). FINANCEFIT: A SMART APPLICATION TO STAY ON TRACK WITH EXPERT ADVICE AND INSIGHTS.
Bhat Khursheed (2013). A Study on Role of Micro Finance Provided by the Jammu and Kashmir Bank.
D Birch (1987). Job Creation in America.
D Birch (1981). Rhyl, Baron, ((Evelyn) Nigel (Chetwode) Birch) (1906–8 March 1981).
Graeme Buckley (1997). Microfinance in Africa: Is it either the problem or the solution?.
Ditcherr Thomas (2006). Hype and Hope: The Worrisome State of the Micro Credit Movement.
Shafqat Ajaz,Vikas Sharma (2014). Micro Finance: Contemporary Issues and Challenges: A Case Study of Jammu and Kashmir State.
Germinis (1991). What Institutional Framework for the Informal Sector?.
M Harris,S Gibson (2006). Determining the Common Problems of Early Growth of Small Businesses in Eastern North Carolina, SAM.
R Monk (2000). Why Small Businesses Fail"?.
Mubashir Nabi (2012). AWARENESS TOWARDS PAYMENT BANK IN JAMMU &KASHMIR.
O Mugendo,A Mugenda (2003). Research Methods, Acts.
Radio Netherlands (2010). Speech by Minister for Development Cooperation Bert Koenders on Microfinance-Given at the Peace Palace in the Hague.
W Sauser (2005). Staring Your Own Business? Prepare For Success.
Y Srinivas (2005). Scott, Anthony Douglas, (born 6 Nov. 1933), chartered accountant in public practice, 1988–2005.
M Zeller,M Sharma (1998). Rural Finance and Poverty Alleviation.

Download References

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

dr._suhaila_sikeen_khan. 2021. \u201cRole of Microfinance as a Credit Market Instrument in the Development of Sme’s in Kashmir Division\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 21 (GJMBR Volume 21 Issue C2).

More Citation Formats

Select Citation Style:

Download Citation

GJMBR Volume 21 Issue C2

Explore Journals Explore Volume Read This Issue

Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Keywords

Not Found

Classification

GJMBR-C Classification JEL Code: G21

Submission ReceivedJune 15, 2021
Peer Review Double Blind
Handling Editor
Accepted July 3, 2021
Published July 15, 2021

Version of record

v1.2

Issue date

March 19, 2021

Language

Experiance in AR

Explore published articles in an immersive Augmented Reality environment. Our platform converts research papers into interactive 3D books, allowing readers to view and interact with content using AR and VR compatible devices.

View in VR

Read in 3D

Your published article is automatically converted into a realistic 3D book. Flip through pages and read research papers in a more engaging and interactive format.

View in 3D

Article Matrices

Total Views: 2162

Total Downloads: 1054

2026 Trends

Our website is actively being updated, and changes may occur frequently. Please clear your browser cache if needed. For feedback or error reporting, please email [email protected]