The Determinants of Financial and Operational Sustainability OF Microfinance Institutions: Case Study of Clecam-Ejoheza Ltd.

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The Determinants of Financial and Operational Sustainability OF Microfinance Institutions: Case Study of Clecam-Ejoheza Ltd.

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Abstract

This research is about analysing the determinants of financial and operations sustainability of Microfinance institutions in Rwanda, particularly the case study of CLECAM-EJOHEZA ltd. The study evaluates the financial and operational sustainability of CLECAM-EJOHEZA Ltd through a financial analysis by ratios conducted on the financial statements of CLECAM-EJOHEZA Ltd for the period from 2010 to 2015. For instance, to accomplish the measurement of financial and operational sustainability of a company cited above, financial selfsufficiency ratio (FSS) and operational self-sufficiency ratio (OSS) were used as the dependent variables because the Microfinance Financial Reporting Standards recommends the use of financial self-sufficiency (FSS) and operational self-sufficiency (OSS) as measures of sustainability of the MFI.

References

2 Cites in Article
  1. Christian Ahlin,Jocelyn Lin,Michael Maio (2006). Where does microfinance flourish? Microfinance institution performance in macroeconomic context.
  2. Jonathan Morduch (1999). The Microfinance Promise.

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Jean Bosco Harelimana. 2017. "The Determinants of Financial and Operational Sustainability OF Microfinance Institutions: Case Study of Clecam-Ejoheza Ltd.". Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 17 (GJMBR Volume 17 Issue C4).

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Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Keywords
Classification
GJMBR-C Classification JEL Code: G21
Version of record

v1.2

Issue date
August 12, 2017

Language
English
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The Determinants of Financial and Operational Sustainability OF Microfinance Institutions: Case Study of Clecam-Ejoheza Ltd.

Jean Harelimana
Jean Harelimana Institut dEnseignement Superieur de Ruhengeri Musanze