The Impact of Credit Risk Management on the Performance of Commercial Banks in Cameroon. Case Study of BICEC Cameroon

The Impact of Credit Risk Management on the Performance of Commercial Banks in Cameroon. Case Study of BICEC Cameroon

Fabrice Tchakounte Kegninkeu

Contact

The Impact of Credit Risk Management on the Performance of Commercial Banks in Cameroon. Case Study of BICEC Cameroon

Article Fingerprint

ReserarchID

C: FINANCEP9VID

The Impact of Credit Risk Management on the Performance of Commercial Banks in Cameroon. Case Study of BICEC Cameroon Banner

AI TAKEAWAY

Connecting with the Eternal Ground

Abstract

The study is based on finding out the impact of credit risk management on the performance of commercial banks with specific objectives of evaluating loan assessment techniques used by banks and finding out various risk management tools used to manage credit risk. In order to verify it, secondary data were used to carry out ratio analyses and trend analyses which were then correlated to the percentages changes in profits. The findings of the study indicated that the Non-Performing loans (NPL) to total loans ratio which is one of the risk management indicators is a major predicator and is significantly related to bank financial performance, followed by the loan to total deposit ratio and loans to total assets ratios that have an inverse impact on financial performance of banks.

References

25 Cites in Article

Reference Format

Daniel Rösch (2006). An empirical comparison of default risk forecasts from alternative credit rating philosophies.
Adano Dansonmuyoki,Kadubo Salad (2011). The impact of credit risk management on the financial performance of banks in Kenya for the period 2000-2006.
Girmamekasha (2011). Credit risk management and its impact on performance of Ethiopian commercial banks.
Jason Perry,Patrick De Fontnouvelle (2005). Measuring Reputational Risk: The Market Reaction to Operational Loss Announcements.
Abdelrahim Khalil Elian (2013). Effectiveness of credit risk management of Saudi banks in the light of global financial crisis: A qualitative study.
Kleopatra Nikolaou (2009). Liquidity (risk) concepts, definition and interactions.
T Kolabo,Funso (2012). Credit risk management and commercial banks performance in Nigeria: A panel model approach.
Kosmas Njanike (2009). The impact of effective credit risk management on banks survival.
Neil Allan,Louise Beer (2006). Strategic risk: It's all in your head.
P Tegwi (2010). Fundamental concepts and practices for professionals in dentistry.
Peter Rose,Sylvia Hudgins (2010). Bank management and financial services 8th Edition.
Ravi Prakashshama (2012). Examining the Determinants of Credit Risk Management and Their Relationship with the Performance of Commercial Banks in Nepal.
Sam Hakim,Simon Neaime (1998). Profitability and Risk Management in Banking: A Comparative Analysis of Egypt and Lebanon.
Tony Van Gestel,Bart Baesens (2009). Credit risk management: Basic concepts: financial risk components, rating analysis, models, economic and regulatory capital.
Aaron Hou (2005). Backtesting Market Risk Models.
Ap Faure (2013). Banking: An introduction.
(2008). Annual Reports in Medicinal Chemistry.
Masayasu Kanno (2014). An Assessment of Systemic Risk in the Japanese Banking Sector.
Grant Turner (2012). The Chinese banking system.
International Monetary Fund (2009). Cameroon: Financial System Stability Assessment: Update.
International Monetary Fund (2013). Mali: Technical Assistance Report.
(2012). International Journal of Business, Humanities and Technology.
(2011). Paying Taxes 2011: The Global Picture.
(2013). Microfinance for Disabled People.
Sahar Nasr (2012). Egyptian banking system.

Download References

Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

Fabrice Tchakounte Kegninkeu. 2018. \u201cThe Impact of Credit Risk Management on the Performance of Commercial Banks in Cameroon. Case Study of BICEC Cameroon\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 18 (GJMBR Volume 18 Issue C7).

More Citation Formats

Select Citation Style:

Download Citation

GJMBR Volume 18 Issue C7

Explore Journals Explore Volume Read This Issue

Journal Specifications

Crossref Journal DOI 10.17406/GJMBR

Print ISSN 0975-5853

e-ISSN 2249-4588

Keywords

Not Found

Classification

GJMBR-C Classification JEL Code: E59

Submission ReceivedDecember 6, 2017
Peer Review Double Blind
Handling Editor
Accepted January 3, 2018
Published January 15, 2018

Version of record

v1.2

Issue date

December 26, 2018

Language

Experiance in AR

Explore published articles in an immersive Augmented Reality environment. Our platform converts research papers into interactive 3D books, allowing readers to view and interact with content using AR and VR compatible devices.

View in VR

Read in 3D

Your published article is automatically converted into a realistic 3D book. Flip through pages and read research papers in a more engaging and interactive format.

View in 3D

Article Matrices

Total Score: 101

Country: Malaysia

Subject: Global Journal of Management and Business Research - C: Finance

Authors: Fabrice Tchakounte Kegninkeu (PhD/Dr. count: 0)

View Count (all-time): 194

Total Views (Real + Logic): 2962

Total Downloads (simulated): 1452

Publish Date: 2018 12, Wed

Monthly Totals (Real + Logic):

Month 1: 21 views
Month 2: 32 views
Month 3: 65 views
Month 4: 59 views
Month 5: 56 views
Month 6: 34 views
Month 7: 47 views
Month 8: 40 views
Month 9: 38 views
Month 10: 21 views
Month 11: 17 views
Month 12: 27 views
Month 13: 22 views
Month 14: 22 views
Month 15: 44 views
Month 16: 34 views
Month 17: 24 views
Month 18: 37 views
Month 19: 37 views
Month 20: 43 views
Month 21: 33 views
Month 22: 41 views
Month 23: 48 views
Month 24: 22 views
Month 25: 24 views
Month 26: 19 views
Month 27: 44 views
Month 28: 35 views
Month 29: 31 views
Month 30: 22 views
Month 31: 22 views
Month 32: 20 views
Month 33: 39 views
Month 34: 23 views
Month 35: 37 views
Month 36: 36 views
Month 37: 38 views
Month 38: 30 views
Month 39: 31 views
Month 40: 27 views
Month 41: 27 views
Month 42: 23 views
Month 43: 37 views
Month 44: 33 views
Month 45: 28 views
Month 46: 33 views
Month 47: 32 views
Month 48: 31 views
Month 49: 32 views
Month 50: 34 views
Month 51: 28 views
Month 52: 47 views
Month 53: 24 views
Month 54: 26 views
Month 55: 29 views
Month 56: 31 views
Month 57: 21 views
Month 58: 22 views
Month 59: 24 views
Month 60: 17 views
Month 61: 13 views
Month 62: 30 views
Month 63: 43 views
Month 64: 28 views
Month 65: 41 views
Month 66: 31 views
Month 67: 44 views
Month 68: 43 views
Month 69: 30 views
Month 70: 26 views
Month 71: 33 views
Month 72: 40 views
Month 73: 15 views
Month 74: 25 views
Month 75: 16 views
Month 76: 21 views
Month 77: 26 views
Month 78: 31 views
Month 79: 37 views
Month 80: 39 views
Month 81: 25 views
Month 82: 32 views
Month 83: 26 views
Month 84: 32 views
Month 85: 22 views
Month 86: 31 views
Month 87: 57 views
Month 88: 44 views
Month 89: 21 views

Total Views: 2962

Total Downloads: 1452

2026 Trends

Our website is actively being updated, and changes may occur frequently. Please clear your browser cache if needed. For feedback or error reporting, please email [email protected]