The Impact Of Micro-Credit Projects On Poverty Alleviation: A Case Of Farming Households In Ijebu-Ode Local Government Area Of Ogun State, Nigeria

The Impact Of Micro-Credit Projects On Poverty Alleviation: A Case Of Farming Households In Ijebu-Ode Local Government Area Of Ogun State, Nigeria

Dr. OLUYOLE, K.A.

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Dr. OLUYOLE

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K.A.

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Cocoa Research Institute of Nigeria

The Impact Of Micro-Credit Projects On Poverty Alleviation: A Case Of Farming Households In Ijebu-Ode Local Government Area Of Ogun State, Nigeria

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Abstract

In an attempt to reduce the poverty level of the populace especially the rural households, Nigerian government introduced poverty alleviation programme. One of the programmes is the introduction of micro-credit projects. This study therefore examined the impact of micro-credit projects on poverty alleviation among farming households in Imowo community in Ijebu-Ode Local Government Area (LGA) of Ogun state, Nigeria. The study focused on the evaluation of community development as a result of the introduction of some micro-credit projects. Structured questionnaires were used to collect information from the respondent in the farming households. The information collected included the socioeconomic characteristics of the respondents as well as the level of income of the beneficiaries before and after the micro-credit projects. The collected data were analysed using descriptive statistics. The study revealed that 90 percent of the respondents were aged between 21 and 60 years while 80 percent of the household heads had formal education. Eighty six percent of the households had Child Dependency Ratio (CDR) of between 0.01 and 1.0 with 10 percent having zero CDR. The monthly expenditure analysis revealed that the Mean Per Adult Equivalent Household Expenditure (MPAEHE) ranged from N845.14 (US$5.63) for the first expenditure decile to N3,879.42 (US$25.86) for the tenth decile.

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

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Not applicable for this article.

How to Cite This Article

Dr. OLUYOLE, K.A.. 2012. \u201cThe Impact Of Micro-Credit Projects On Poverty Alleviation: A Case Of Farming Households In Ijebu-Ode Local Government Area Of Ogun State, Nigeria\u201d. Global Journal of Science Frontier Research - D: Agriculture & Veterinary GJSFR-D Volume 12 (GJSFR Volume 12 Issue D4).

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GJSFR Volume 12 Issue D4

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Journal Specifications

Crossref Journal DOI 10.17406/GJSFR

Print ISSN 0975-5896

e-ISSN 2249-4626

Keywords

households impact Micro-credit Poverty projects

Submission ReceivedJanuary 30, 2012
Peer Review Double Blind
Handling Editor
Accepted February 28, 2012
Published March 12, 2012

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v1.2

Issue date

April 10, 2012

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Article Matrices

Total Score: 107

Country: Nigeria

Subject: Global Journal of Science Frontier Research - D: Agriculture & Veterinary

Authors: Dr. OLUYOLE, K.A. (PhD/Dr. count: 1)

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Total Views: 5664

Total Downloads: 2745

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