The Role of Borrowers Living Area and Its Moderation Effect of Relationship of Microfinance and Poverty Alleviation in Sri Lanka: Multi â€“Group CFA

J.A Prasansha Kumari; Dr. S. M. Ferdous Azam; Prof. Siti Khalidah

The Role of Borrowers Living Area and Its Moderation Effect of Relationship of Microfinance and Poverty Alleviation in Sri Lanka: Multi –Group CFA

J.A Prasansha Kumari * § Senior Lecturer I (Dr)

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Dr. S. M. Ferdous Azam

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Prof. Siti Khalidah

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§ University of Kelaniya

The Role of Borrowers Living Area and Its Moderation Effect of Relationship of Microfinance and Poverty Alleviation in Sri Lanka: Multi –Group CFA

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Abstract

This article highlights the moderating effect of living areas of the borrowers on the impact of microfinance programs on poverty alleviation. The study has utilized the data from 497 borrowers of Samurdhi microfinance in five disaster-affected districts in the country to examines that two different living areas (disaster-affected and non-disaster affected area) of borrowers moderate the relationship between microfinance services and poverty alleviation. The Multi-Group CFA analysis was performed to identify the moderating effect using AMOS 21. Quantitative results were finding revealed that the moderation tests were significant for all the three microfinance services on poverty alleviation. The effect of microfinance services of borrowers in the disaster-affected area higher than the borrowers in non-disaster area.

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Funding

No external funding was declared for this work.

Conflict of Interest

The authors declare no conflict of interest.

Ethical Approval

No ethics committee approval was required for this article type.

Data Availability

Not applicable for this article.

How to Cite This Article

J.A Prasansha Kumari, Dr. S. M. Ferdous Azam, Prof. Siti Khalidah. 2019. "The Role of Borrowers Living Area and Its Moderation Effect of Relationship of Microfinance and Poverty Alleviation in Sri Lanka: Multi –Group CFA". Global Journal of Human-Social Science - E: Economics GJHSS-E Volume 19 (GJHSS Volume 19 Issue E7).

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GJHSS Volume 19 Issue E7

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Journal Specifications

Crossref Journal DOI 10.17406/GJHSS

Print ISSN 0975-587X

e-ISSN 2249-460X

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Classification

GJHSS-E Classification FOR Code: 150299

Submission ReceivedDecember 14, 2018
Peer Review Double Blind
Handling Editor
Accepted December 31, 2018
Published January 15, 2019

Version of record

v1.2

Issue date

September 24, 2019

Language

English

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Article Matrices

Total Score: 108

Country: Sri Lanka

Subject: Global Journal of Human-Social Science

Authors: J.A Prasansha Kumari, Dr. S. M. Ferdous Azam, Prof. Siti Khalidah (PhD/Dr. count: 1)

View Count (all-time): 295

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Publish Date: 2019 01, Tue

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