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The aim of this study is to assess the role of risk management on financial performance in Rwanda institutions: Case study of UNGUKA Bank Ltd undertaken within period 2012-2016. The data was collected through a questionnaire designed for 30 staffs members of Unguka Bank Ltd where both quantitative and qualitative techniques were employed. The interviews were conducted with key informants from like the Unguka bank ltd staffs. Findings shows that the determinants of risk management in Unguka bank Ltd are credit risk, operational risk, interest rate and liquidity risk are the determinants of risk management. The results shows that Unguka bank Ltd is profitable during the covered period because the standard ratio of return on asset is 1% may factors are the cause of that profitability but the quality service are the main cause of the increase of its profitability. The researcher also found out that there is a very strong relationship between risk management and financial performance.
Jean Bosco Harelimana. 2017. \u201cThe Role of Risk Management on Financial Performance of Banking Institutions in Rwanda\u201d. Global Journal of Management and Business Research - C: Finance GJMBR-C Volume 17 (GJMBR Volume 17 Issue C1): .
Crossref Journal DOI 10.17406/GJMBR
Print ISSN 0975-5853
e-ISSN 2249-4588
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Total Score: 101
Country: Rwanda
Subject: Global Journal of Management and Business Research - C: Finance
Authors: Jean Bosco Harelimana (PhD/Dr. count: 0)
View Count (all-time): 151
Total Views (Real + Logic): 3586
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Publish Date: 2017 04, Sat
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The aim of this study is to assess the role of risk management on financial performance in Rwanda institutions: Case study of UNGUKA Bank Ltd undertaken within period 2012-2016. The data was collected through a questionnaire designed for 30 staffs members of Unguka Bank Ltd where both quantitative and qualitative techniques were employed. The interviews were conducted with key informants from like the Unguka bank ltd staffs. Findings shows that the determinants of risk management in Unguka bank Ltd are credit risk, operational risk, interest rate and liquidity risk are the determinants of risk management. The results shows that Unguka bank Ltd is profitable during the covered period because the standard ratio of return on asset is 1% may factors are the cause of that profitability but the quality service are the main cause of the increase of its profitability. The researcher also found out that there is a very strong relationship between risk management and financial performance.
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