Bio
Stanyo Neykov Dinov is a legal scholar and researcher based in Heidelberg, Germany, with a strong academic background in law and finance. He holds a PhD in Law from the University of Heidelberg, an LL.M. from the University of Glasgow, an LL.M. from the University of Heidelberg, and a Master of Law from the South West University Blagoevgrad, Bulgaria. His research interests lie at the intersection of financial regulation, private trade associations, and the role of collateralised derivatives in financial crises. He has authored papers such as 'The Extent to which Financial Crises are Occasional and the Role of Collateralised Derivatives in the Global Financial Crisis' and 'The Role and Function of Private Trade Associations as a Private Regulator in Making Markets More Efficient and Stable: The ISDA, The ICMA and The LMA'. Dinov has also served as a reviewer for the Global Journal of Research in Engineering and is affiliated with the University of Stuttgart. With over 20 publications in international journals and several national publications, he continues to contribute to the fields of European finance and business law.
Educational Journey
Heidelberg University
PhD • Law
University of Glasgow
LL.M.
Heidelberg University
LL.M.
Experience
Research
The Extent to which Financial Crises are Occasional and the Role of Collateralised Derivatives in the Global Financial Crisis
The article aims to explore to which extent financial crises occur periodically and under what particular conditions, or whether they are occasional and unpredictable. By recalling some of the financial crises from the last century, using historic and systematic approach of investigation the article analyses the factors and the events which stimulate a financial crisis. Particular attention is pointed at the last global financial crisis and one of its reasons, namely the collateralisation of the derivatives of mortgage loans on the US property market. In this regard, different factors are compared, such as the partabolishment of the Bretton Woods agreement and its replacement with a floating currency system, the development of new innovative financial products, the deregulation of the financial markets and the increase of debt in the private sector. The work examines common patterns stimulating financial crises and at the end gives answers to what extend financial crises can be predictable.
