Research
Effets Économiques De La Pandémie De Covid-19 Dans La CEMAC
This paper analyzes the effects of Covid-19 on the economies of the CEMAC countries. In order to do so, our study was based on the estimates and forecasts of the International Monetary Fund (IMF, 2020). This work uses a descriptive approach to describe the effects of the covid 19 pandemic on CEMAC economies. It emerges that the covid-19 pandemic has a negative impact on the economy of the subregion. Four indicators were selected to analyze this negative impact.
Les Technologies De L Information Et De La Communication (TIC) Promeuvent-Elles L Inclusion Financiere En Afrique Sub-Saharienne ? Do Information And Communication Technologies (ICTs) Promote Financial Inclusion In Sub-Saharan Africa?
The objective of this paper is to assess the effect of ICTs on financial inclusion in Sub-Saharan African countries. The main contribution of this work lies in the application of Rogers' (2003) theory of diffusion of innovation to the explanation of access to financial services and the introduction of the financial inclusion index that we develop following the work of Sethy (2016). The methodology is based on the fixedeffect model inspired by the modified version of the Gompertz innovation diffusion model introduced by Chow (1983) and revised by Rogers (2003). The sample includes 33 SSA countries and the study period is 2004-2017. The empirical analysis leads to the results that, on the one hand, mobile phones and the internet have a positive and significant effect on financial inclusion and, on the other hand, fixed phones negatively and significantly affect accessibility to financial services.
