Bio
Dr. J.A Prasansha Kumari is a distinguished academic and Senior Lecturer I at the University of Kelaniya, Sri Lanka. With a robust research portfolio spanning microfinance, poverty alleviation, and financial literacy, she has made significant contributions to the fields of economic development, financial economics, and public economics. Dr. Kumari has authored over 200 works, which have garnered more than 1,400 citations, reflecting her influence and expertise. Her notable research includes studies on the role of borrowers' living areas in microfinance and poverty alleviation in Sri Lanka, as well as determinants of personal financial literacy among university students. Beyond her research, she serves as a dedicated reviewer for several journals and has mentored over 50 scholars, demonstrating her commitment to advancing knowledge and fostering academic growth.
Educational Journey
University of Kelaniya
Senior Lecturer I (Dr)
Experience
Research
The Role of Borrowers Living Area and Its Moderation Effect of Relationship of Microfinance and Poverty Alleviation in Sri Lanka: Multi –Group CFA
This article highlights the moderating effect of living areas of the borrowers on the impact of microfinance programs on poverty alleviation. The study has utilized the data from 497 borrowers of Samurdhi microfinance in five disaster-affected districts in the country to examines that two different living areas (disaster-affected and non-disaster affected area) of borrowers moderate the relationship between microfinance services and poverty alleviation. The Multi- Group CFA analysis was performed to identify the moderating effect using AMOS 21. Quantitative results were finding revealed that the moderation tests were significant for all the three microfinance services on poverty alleviation. The effect of microfinance services of borrowers in the disaster-affected area higher than the borrowers in non-disaster area.
