Previous time-symmetric but non-relativistic interpretation of the single-electron doubleslit experiment, visualizing the particle-wave dual nature of the electron, is extended to a relativistic interpretation of the singular nature of the electron as a quantum anomaly occurring at Compton scale distances (ultraviolet regions) from the point particle source and the detection point, violating time-symmetry and local causality. The lensing action of the double-slit is next compared to the lensing action of galaxy cluster or black hole in the foreground of a distant extragalactic light source and extended to a semi-closed Friedman model of the recently observed binary back hole emitting a trangent gravitational wave signal. Historical comments are given on the early philosophical notion of the reality of the intermediate states between source and detector.

Medicare beneficiaries may encounter several limitations when trying to select a health care plan. These limitations may vary depending on the geographic location and other factors. Medicare beneficiaries may have a difficult experience when selecting a health care plan due to their level of education, income, age, sex, low rates of literacy, and the type of insurance (Greenwald et al., 2006). Medicare beneficiaries possess the ability to obtain data comparing the different health plans via booklets, the World Wide Web, and toll-free hotlines. The HFCA operates a website (https://www. medicare.gov) that includes a database that allows individuals to compare different plans on cost, benefits and quality. The purpose of this paper was to determine whether Medicare recipients utilize different comparative reports before they select a health care plan. The two participating counties within this researcher consisted of Miami-Dade and Broward County’s populations. The researcher utilized one research question in order to fulfill the objective of the paper. A total of 16 Medicare beneficiaries from both counties were interviewed.

A primary care physician can be one of the most important components in the minds of Medicare beneficiaries. Primary care physicians are responsible for providing their patients with preventive care services as well as establishing care for individuals who are ill and require health care services. As a result, the primary care physician coordinates the patient’s overall care, including referrals to specialists. The purpose of this paper was to obtain a concrete understating if primary care physicians and specialist play a key role for Medicare recipients when selecting a health care plan. The researcher evaluated the differences between the populations from Miami- Dade County and Broward County participants to determine if there were any similarities. The researcher utilized one research question in order to fulfill the objective of the paper. A total of 16 Medicare beneficiaries from two South Florida counties were interviewed.

The purpose of this paper was to obtain an enhanced understanding on the main factors that Medicare beneficiaries take into consideration before selecting a plan. This objective was fulfilled by interviewing a total of 16 Medicare beneficiaries from two south Florida counties. The participants were divided equally, 8 participants from Miami- Dade County and another 8 from Broward County. The researcher evaluated the differences between the populations from Miami-Dade County and Broward County participants to determine if there were any similarities. The researcher utilized one research question in order to fulfill the objective of the paper. By comparing the responses from the participants from both counties, health care plans that serve both counties can gain understanding of the differences between the populations.

Authors have long known of the need for “cues” to assess the competence and training of providers of credence services. In the case of health care providers such as eye care professionals, one such cue is whether the eye care professional is “board certified.” This study of 500 consumers who had had an eye exam either from an optometrist or an ophthalmologist examines four questions: what factors are important to a consumer seeking an eye-care provider, what is communicated by an eye-care provider’s claim of being board certified, whether there are differences in perception between board certification as applied to an optometrist and an ophthalmologist, and whether there are differences in the perceptions of optometrists who are board certified compared to those who are not board certified. The results show that board certification is an important cue for consumers in assessing the competence and expertise of optometrists and that board certification can be used to distinguish between an optometrist and an ophthalmologist. The results also show that optometrists who are board certified as seen as better trained and more competent than optometrists who are not board certified.

Background: Rheumatoid arthritis (RA) is a chronic inflammatory disorder of unknown etiology, characterized by systemic symptoms that particularly involve the joints and may lead to deformities during the course of the disease. It is the most common persistent inflammatory arthritis, occurring throughout the world and in all ethnic groups. Objectives: To find out the association of metabolic syndrome in rheumatoid arthritis patients as compared to healthy individuals. Methods: This case control study was carried out with 50 patients of rheumatoid arthritis (case) and 50 apparently healthy individual (controls) in Biochemistry Department, Dhaka Medical College, Dhaka from July 2014 to June 2015. After overnight fast (at least 8 hrs) venous sample was taken from each subject.

The Nigerian has bedevilled with corrupt practices that, those involved in this hydra-headed monster act are often celebrated, honoured with national merit awards, rewarded with electoral victories and political appointments. This irresponsible act on the part of the governance and the governed goes to show how corrupt practices have been institutionalised and accepted by many as a norm. This has been the bane of Nigeria’s economic and technological advancement. By the country’s scenario been captured, the paper attempted to uncover the reality of occult practices as the cause of the docility of Nigerians in the manipulation of elections and the consolidation of political offices by the Nigerian elites in the present democratic era. Using the historical and library methods, the research situated belief in African supernatural, being practiced by the Nigerian elites in the various ethnic groups in Nigeria as the cause of docility among Nigerians in the face of corruption. The paper was divided into several segments with an introduction as the first and the clarification of key concepts as the second. The third segment looked at African and Nigerian democracy while the fourth presents the emergence of the new elites in Nigerian democracy from 1999 to date. The silencing of the Nigerian masses through occult practices is the focus of the fifth segment while the sixth unveiled the effect of occult practices on the masses in Nigerian democracy. The paper recommended public education on corruption and legislative enforcement achieved through sanctified and proactive judiciary for a way forward. The final word of the paper is that as long as personal gain remains the motive for political activity, Nigerian democracy and the masses will continue to suffer.

African religion is a collection of the belief systems of Africans. It is one of the oldest religions of the world practiced in both rural and urban centres in Africa. The religion is known to possess many myths which play profound roles and strongly influence the understanding of the African environment, history, geography, religious ideas, medicine, and their social organisations. This paper unearths some African myths that have led to climate change and environmental degradation. The research employed extensive library study in collecting data on African myths, especially of West African peoples, which relate to climate. The paper relied on the anthropological and comparative methods of data analysis. The article is organised into segments. The first section is the introduction while the second locates the concepts of climate change and environmental degradation. The third segment identified African myths that promote climate change and environmental degradation along with their effects on the development of Africa. The research found that, African religion, besides its principal function of helping humans to live in harmony with God, the deities and with nature, possesses a certain measure of mythological dispositions leading to practices that result in bush burning/smoke emissions, earthquakes/landslides, desertification, drought, excessive rainfall and flooding, greenhouse effect, and locust invasion among other things. These undermine the unity of the universe, leading to climate change and environmental degradation. The paper thus recommends that, Africans in pre-literate and/or modernising societies should lay aside all myths and habits that threaten life in the ecosystem. The paper concludes that as long as many Africans, particularly Nigerians, continue to hold tenaciously to these traditional beliefs, the cries of climate change and global warming as well as all efforts towards environmental preservation will be a mirage not just in Africa, but in the wh

This study was conducted on the determinants of profitability of Ethiopian insurance industry. The study attempts to examine the firm specific factors which are age of company, size of company, leverage ratio, liquidity ratio, premium growth, technical provision, underwriting risk, solvency, reinsurance dependency and tangibility of assets and macroeconomic factors; GDP and Inflation on profitability of Ethiopian insurance industry. Nine insurance companies from the total of 17insurance companies established before 2008 were included in the study. Secondary data that was collected from the financial statements (Balance sheet and income statements) of insurance companies; and annual reports of National bank of Ethiopia are the major sources of data for this study. This study found that under writing risk, technical provision, leverage and inflation have negative and significant effect whereas premium growth, age of the company, solvency ratio and GDP have statically positive and significant relationship with the profitability of Ethiopian insurance industry. However, the study found that liquidity, re-insurance dependency, tangibility of assets and company size have no significant effect on the profitability of insurance industry in Ethiopia.

Women are the backbone of any civilized society. Be it a role of friend, daughter, sister, wife, mother or a role of a working women, women have facilitated this male dominant society in every aspect. Women constitute approximately 50% of the World’s population. But she does not have equal share at, nutrition, work place, property ownership and especially education. Though the law ensures equality in men and women in all aspects, yet still there are many women who remain uneducated due to orthodoxicity, security concerns, traditions and cultures etc. of many societies worldwide. Sustainable Development is that kind of development which aims at meeting the needs of the present generation without compromising the ability of future generations to meet their own needs. Hence if it is needed, we need to concentrate on women education which still remains an unattainable goal in India since independence. In the words of Shahi Tharoor (Times of India, 2013), "Even today after 65 years of Independence, the literacy rate of women is just at 65.5% compared to the more healthy 82.1% for men”. So if we want India to develop and to sustain that development, women education need a serious concern. This paper is an attempt to throw lights on various aspects related to women education and its need for sustainable development so that the future remains bright.