Now day’s a new culture has been cultivated of not carrying the money with you but still you can buy whatever you want this is known as plastic money culture and become plastic money fanatics. Mostly people are carrying debit/credit cards in their pockets every time for our day to day requirements. But still people are not fully benefited with the advantages of these car...

The study examined the impact of human resource allocation and utilization on the academic performance of students in public and private secondary schools in Ondo State. The study recognized the teachers’ quality while the students’ academic performance in the JSSCE and SSSCE is part of the output variables. The study made use of 900 teachers and 100 pri...